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Benefits Quarterly

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https://www.readbyqxmd.com/read/29465192/mental-health-and-substance-abuse-benefits-benchmarked
#1
Justin Held
No abstract text is available yet for this article.
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465191/emotional-distress-claim-can-overcome-erisa-preemption
#2
(no author information available yet)
No abstract text is available yet for this article.
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465190/erisa-preempts-action-in-benefits-denial
#3
(no author information available yet)
No abstract text is available yet for this article.
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465189/third-party-lacks-standing-under-mhpaea
#4
(no author information available yet)
No abstract text is available yet for this article.
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465188/bringing-workforce-health-to-the-top-line-expanding-the-value-proposition-for-workforce-health-improvement
#5
Thomas Parry, Bruce Sherman
The pressure on employers to justify providing health benefits or to prove the value of health investment has never been greater. Many employers have resorted to cost shifting to employees to dampen the impact of health care costs on their companies or have avoided health investments, believing they don't deliver a return. Both strategies come with significant risk to employees, their dependents and the company's business performance. This article provides a framework for employers to better understand the full impact of workforce health and well-being on bottom-line costs and the opportunities for connecting workforce health and well-being to topline business performance metrics...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465187/return-to-work-strategies-for-employees-with-mental-health-conditions
#6
Georgia Pomaki
There's no question that employers can no longer ignore mental health issues. Compassion and support for employees aside, it is simply good business to protect the mental health and productivity of employees. This article describes existing challenges surrounding employees with mental disorders: the link between mental disorders, disability and an employee's ability to return to work; best practices for employers, employees and health care providers; and the role of the insurance company. Together, using proven strategies, everyone contributes to the optimal solution of helping employees with mental disorders return to work...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465186/pharmacogenetic-testing-may-improve-drug-treatments-and-shorten-disability-leaves
#7
Antoine Lefaivre, Veronika Litinski, Maria Vandenhurk
This article describes how methods of personalized medicine-specifically, pharmacogenetic (PGx) testing-can benefit private health plans, benefits managers, care providers and consumers alike. The authors cover pharmacogenomics as a science and also introduce an innovative way to optimize drug treatments. The article touches on some important clinical outcomes drawn from a recent study in community pharmacy and reviews the application and return on investment of PGx testing in disability and medication management...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465185/how-perceptions-of-mental-illness-impact-eap-utilization
#8
Jayme McRee
Studies of employee assistance program (EAP) clinical use across multiple industries and multiple EAP delivery models range from highs greater than 5% to lows of less than 1 %. Despite the range in utilization, the rates of employee behaviors that indicate a behavioral health issue are significantly higher, suggesting far too little use of EAPs overall. Studies of the costs to an employer for an employee with a mental health issue are as high as 37% lost annual productivity. EAPs have attempted to raise utilization through a variety of efforts, with mixed results...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465184/opioid-addiction-and-implications-for-employers
#9
Sandra Kuhn
Although the prevalence and destruction of opioid addiction have touched individuals and families across all social groups and geographies, until recently, federal and state-level efforts to confront this growing problem have lacked focus and rigor. With several legislative actions already underway and the recent enactment of the Comprehensive Addiction and Recovery Act (CARA), we will continue to see a focus on program development and treatment strategies. Employers can contribute toward curbing the opioid addiction epidemic in a number of ways and should play an instrumental role in facilitating increased awareness of and access to needed programming...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465183/employers-use-stress-diagnostics-to-define-strategy-and-guide-action
#10
Thomas O Davenport, Jeff Levin-Scherz
Investing time and effort to uncover and mitigate today's stressors for employees can help employers avoid tomorrow's more damaging and expensive consequences. A comprehensive assessment of workplace stress can generate a substantial return on this investment, measured in enhanced individual well-being, reduced health care and disability costs and improved company performance. This article discusses the structure of stress diagnostics, the dimensions of those diagnostics, leading and lagging indicators of employee stress and how employers can use diagnostics to take actions that benefit employers and employees alike...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465182/recent-developments-in-mental-health-parity
#11
Stephen P Melek, Stoddard Davenport
Although the Mental Health Parity and Addiction Equity Act (MHPAEA) and associated regulations have been around for a while, behavioral health advocacy groups have expressed significant concern about a lack of enforcement to ensure compliance among health plans and employers. Federal and state governments have stepped up efforts to encourage MHPAEA compliance. This article presents recent developments in mental health parity, including a summary of the parity law requirements, new warning signs for nonquantitative treatment limitations, a confusing answer to a frequently asked question from the U...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465181/moving-mountains-for-mental-health-and-well-being
#12
Michael Thompson
Today, for mental health, it is the best of times, and it is the worst of times. The barriers to achieving the mental health system we need are not just a chasm of a poorly organized system of care but a mountain range of issues that stop us from bringing mental health and well:being into the 21st century on a par with the rest of health care. This article reviews the progress that has been made, describes the continuing concerns and outlines a path forward toward holistic mental health and well-being in the workplace...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465180/benefits-innovations-in-employee-behavioral-health
#13
Bruce Sherman, Lori Block
More and more employers recognize the business impact of behavioral health concerns in the workplace. This article provides insights into some of the current innovations in behavioral health benefits, along with their rationale for development. Areas of innovation include conceptual and delivery models, technological advance- ments, tools for engaging employees and ways of quantifying the business value of behavioral health benefits. The rapid growth of innovative behavioral health services should provide employers with confidence that they can tailor a program best suited to their priorities, organizational culture and cost limitations...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465179/workplace-violence-and-components-of-a-psychologically-healthy-workplace
#14
Rod Hart, Denise Heybrock
As episodes of workplace-centered violence have increased in the United States, a focus on emotional and mental health matters is more essential than ever. It is imperative for organizations to be proactive about violence prevention and have a plan that is supported by top management and understood by all managers and employees. Employers can take a number of steps in collaboration with a comprehensive violence prevention plan to promote a supportive and safe work environment. This article addresses workplace violence, risk factors and the components of a violence prevention plan as well as the importance of building a psychologically healthy workplace...
2017: Benefits Quarterly
https://www.readbyqxmd.com/read/29465197/challenges-facing-u-s-long-term-care-financing-future-needs-key-issues-and-current-solutions
#15
John O'Leary, Linda Chow
The need for long-term care (LTC) is on the rise as the Baby Boomer generation ages. This article will focus on the projected future drivers and costs for LTC, why the private LTC approach has not worked to date and alternate approaches in the market that appear to help address some of the current needs.
2016: Benefits Quarterly
https://www.readbyqxmd.com/read/29465196/the-hsa-in-your-future-defined-contribution-retiree-medical-coverage
#16
Jack M Towarnicky
In 2004, when evaluating health savings account (HSA) business opportunities, I predicted: "Twenty-five years ago, no one had ever heard of 401(k); 25 years from now, everyone will have an HSA." Twelve years later, growth in HSA eligibility, participation, contributions and asset accumulations suggests we just might achieve that prediction. This article shares one plan sponsor's journey to help employees accumulate assets to fund medical costs-while employed and after retirement, It documents a 30-plus-year retiree health insurance transition from a defined benefit to a defined dollar structure and culminating in a full-replacement defined contribution structure using HSA-qualifying high-deductible health plans (HDHPs) and then redeploying/repurposing the HSA to incorporate a savings incentive for retiree medical costs...
2016: Benefits Quarterly
https://www.readbyqxmd.com/read/29465195/health-savings-accounts-an-emerging-cornerstone-of-the-health-wealth-bridge
#17
Allen T Steinberg
Several trends may help make health savings accounts (HSAs) a ubiquitous part of Americans' financial planning. When one looks at the totality of factors, it is easy to see how HSAs can become a vital connection be- tween active and retiree health care needs and between retirement income and retiree medical needs. However, it is also easy to see the clouds over the horizon that could stall HSA growth in coming years. This article discusses both.
2016: Benefits Quarterly
https://www.readbyqxmd.com/read/29465194/workplace-financial-wellness-programs-help-employees-manage-health-care-changes
#18
Cynthia Meyer, Michael C Smith
Employers and employees are navigating major changes in health insurance benefits, including the move to high-deductible health plans in conjunction with health savings accounts (HSAs). The HSA offers unique benefits that could prove instrumental in helping workers both navigate current health care expenses and build a nest egg for much larger health care costs in retirement. Yet employees often don't understand the HSA and how to best use it. How can employers help employees make wise benefits choices that work for their personal financial circumstances?...
2016: Benefits Quarterly
https://www.readbyqxmd.com/read/29465193/ideas-for-improving-retirement-wellness
#19
Anna M Rappaport
Employers can and should take steps to support retirement and financial wellness. This article provides a framework for retirement wellness informed by research conducted or supported by the Society of Actuaries. Research insights about Americans' finances, planning, decisions, money management, debt, retiree income shocks and other areas point to ways employers can provide retirement wellness support as a vital part of an overall benefit program. The author suggests several key considerations employers should pay attention to in order to improve retirement wellness...
2016: Benefits Quarterly
https://www.readbyqxmd.com/read/29465175/disability-benefits-plan-s-notice-of-denial-defective
#20
(no author information available yet)
No abstract text is available yet for this article.
2016: Benefits Quarterly
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